Thursday, July 30, 2020Along with the other aspects of directors and officers insurance (D&O insurance), employment practices liability is available on most policies. This liability insurance covers claims against the business or a member of the business in regard to certain HR practices. READ MORE >>
Monday, June 29, 2020Errors and omissions insurance (E&O insurance), also known as professional liability, works to protect businesses from claims regarding mistakes made through offered professional services. A large part of every business, especially insurance agencies, are the employees. READ MORE >>
Monday, June 1, 2020 Nearly every business operates primarily over the internet. Even businesses that are more physical store and share information electronically. While this makes information quicker and easier to access for employees, it can also make it easier to reach by those with bad intentions. READ MORE >>
Wednesday, April 22, 2020When handling clients, employees, contracts, personal information and finances, insurance agencies face a great deal of liability risk. Those perhaps the most at risk are the directors and officers advising the business. Directors and officers insurance covers claims against certain supervisors of the business. READ MORE >>
Thursday, March 26, 2020Insurance agents, just like other specialists, are professionals that offer services based on their experience and expertise. Offering this service comes with a wide range of risks. General liability likely won’t cover you or your agents if a claim is made based off of professional negligence. READ MORE >>
Tuesday, March 17, 2020As we head into a new type of business environment this month, it is time to review Essential E & O procedures. Hurricanes may be more predictable than our situation today facing COVID 19, but thinking ahead can make a difference. Social Distancing and Office Cleaning procedures are very important to keep the office going and free of disease. READ MORE >>
Monday, February 10, 2020With most information stored electronically, losing that information can be easier and more dangerous than ever. Sensitive client information must be protected at all costs, but there are cyber attacks made daily on multiple levels. But what does it mean when you’ve had a breach in cyber security? READ MORE >>
Wednesday, January 22, 2020Punitive Damages- Punitive damages are awarded in addition to actual damages in certain circumstances. Punitive damages are considered punishment and are typically awarded at the court's discretion when the defendant's behavior is found to be especially harmful. Definition provided by the Legal Information Institute https://www. READ MORE >>
Wednesday, January 22, 20202020 will begin another decade for new emerging risks. You may not think that an emerging risk for E & O exposures are at your fingertips, but the biggest risk your agency may face is typing an online application. READ MORE >>
Monday, January 13, 2020Insurance agencies offer a variety of coverages, but they need just as much insurance to protect themselves—sometimes more. Insurance agents face a lot of risk by the nature of the job. Handling sensitive information, speaking with clients, providing advice and billing are all activities an insurance agent may do in a given day that could cause an issue down the road. READ MORE >>
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